<p style="text-align:justify">We understand that you are planning to use “Cashless Facility” for surgery at Vyawahare Netralaya<br />
Please read below points to understand how it works-</p>

<p style="text-align:justify">1)First step is to get preauthorisation from your insurance company for that we need documents like Health Card , Patient Aadhar card (clear Xerox copy )<br />
Few TPA company needs KYC also</p>

<p style="text-align:justify">2) You have to pay Consultation and Investigation charges to hospital which you can reimburse later</p>

<p style="text-align:justify">3) Please Check Cataract Limit per eye with your insurance company or your HR</p>

<p style="text-align:justify">4) After submitting documents we will get preauthorisation from TPA/ insurance company . This takes from few hours to few days<br />
At this point of time it is prudent to visit TPA desk of hospital with some responsible person to understand about preauth amount and agreed package</p>

<p style="text-align:justify">5) Surgery covered under cashless will be done according to agreed tariff with the insurance company and not according to the regular hospital packages<br />
(Except Upgraded Package )</p>

<p style="text-align:justify">6- If you want to upgrade package above your limit or authorised amount you have to pay extra amount as advance before surgery<br />
This amount can not be reimbursed after surgery<br />
Please note that this amount your are paying for upgrade is from your pocket<br />
For this you have to sign declaration form<br />
Final settlement will be done after getting final approval</p>

<p style="text-align:justify">6) After surgery and sending discharge documents we get final approval<br />
You have to remain admitted in hospital till then<br />
(It may take few hours )</p>

<p style="text-align:justify">8) If you have been asked for Co- payment , it must be paid on the day of surgery before discharge</p>

<p style="text-align:justify">9) Even after getting preauth if insurance company denies payment for some reason then you have to pay to hospital directly according to agreed package</p>

<p style="text-align:justify">10) For any queries please contact TPA desk in person or call 9370109617</p>